Of all of the business planning that we typically do, we don’t usually think of pandemic disease as one of the contingencies we need to plan for. We think of ransomware, data breaches, earthquakes, fires, and theft. But a global pandemic, such as the Coronavirus (Covid-19), probably wasn’t even a remote thought.

What would you do if you lost $145 million? File for bankruptcy is a likely answer. Here’s a better question: What would you do to prevent losing $145 million? The answer to that second question is apparently “nothing” for a Canadian cryptocurrency exchange called QuadrigaCX. They recently filed for bankruptcy because their company founder and CEO passed away while on a business trip, and he was the only person who had the encryption keys for $145 million in cryptocurrency that his exchange was holding for its clients.